AARP Identity Theft Protection Reviews
The AARP (American Association of Retired Persons) has an identity theft protection plan that members may purchase for $15.95 a year. However, it is possible to do much better than paying AARP for this service.
One common question about the AARP identity theft insurance policy is how it compares to other products on the market? Many credit cards offer free protection against fraudulent purchases and provide monitoring services like those offered by AARP. So how can you know if purchasing the insurance through AARP is worth it? Here is an AARP identity theft protection reviews to help you with.
There are several factors to consider when deciding whether or not to buy the American Association of Retired Persons service.
Is It Worth It To Buy Insurance Through AARP?
Here is a list of 10 things to consider before you purchase an identity theft protection plan through AARP:
What is the price of the insurance offered by AARP?
The first thing to consider when looking at any credit or insurance product is how much it costs. The AARP service offers standard plans customized for individuals and families, with prices starting as low as $15.95 per year for individual coverage and as high as $31.95 per year for family coverage.
When considering if purchasing this product from AARP is worth it, one must remember that other options on the market will be less expensive – some even free!
What is the cost of similar insurance/ monitoring services?
Another question to ask yourself when considering whether it’s worth purchasing AARP’s identity theft protection plan is how much similar insurance and monitoring services cost. Frequently, customers who are already customers of a credit card or bank will find out that their current provider offers these types of plans for free.
In addition, some credit cards provide limited liability coverage for fraudulent purchases made with your card so long as you report them quickly enough – this means you have less risk if something were to happen!
Is the AARP identity theft protection plan a good value?
Even if the AARP policy is less expensive than other premiums, it might not be worth the expense. Before you purchase any credit or insurance product, please do your research and compare it to similar services on the market.
If you can get better coverage for a lower price from another provider, purchasing this product through AARP isn’t worthwhile. However, if there are no better options – or if the cost of the AARP service is cheaper even with better coverage – it could be worth getting through AARP.
Do you have membership in any affiliate organizations?
An important question to ask when purchasing insurance is whether or not you are already a member of an organization that will provide these services for free.
For example, if you are a member of the American Automobile Association (AAA), they will likely offer identity theft protection services as part of your membership. The same is valid with certain credit cards – many offer identity theft insurance at no extra charge to their customers.
How much does AARP’s service plan protect you?
When considering whether or not it’s worth it to buy an additional identity theft protection plan, one should investigate how well its coverage truly protects them from financial loss.
Does AARP have close relationships with law enforcement agencies that allow them to deal with problems efficiently? Will your insurance/monitoring services be connected so that if you have a claim on one service, it will simultaneously update the other? These are essential factors to consider before making a decision.
Does AARP monitor your existing credit reports regularly?
The next question to ask yourself is whether or not AARP monitors your existing credit reports at regular intervals to keep an eye out for identity theft and any other unusual activity. If they do, make sure they give you a login and password to access these reports through a secure website where only you can see them.
Many companies provide this service free of charge as long as you are already their customers – an excellent value!
What are the benefits of signing up for the AARP identity protection plan?
While it’s important to ask yourself whether or not you should purchase AARP’s identity theft protection services, it’s also worthwhile to consider what exactly signing up will do for you.
For example, does their service help protect your existing accounts from being compromised if someone steals your information? Does their service employ a variety of ways to reach out and contact you when there is suspicious activity on your credit report(s)?
Make sure that whatever you pay for offers these features – if it doesn’t, then there are other insurance companies out there who will!
One of the most frustrating things that can happen to a consumer is when a company doesn’t clearly state what it will charge you after your purchase. Companies sometimes intentionally do this to charge more than what was originally agreed upon, but other times it’s just a careless oversight on their part.
However, in both cases, it’s unfair to the consumer and should be avoided at all costs!
What makes AARP better than its competitors?
It can sometimes seem as though there is no real difference between companies that provide the same service. Don’t be fooled, however – every company has their specialties and benefits that they can offer you that their competitors can’t!
Look into AARP’s identity theft protection services and see what makes it stand out from the rest of the crowd. For example, how quickly do they respond to a claim if someone does steal your identity? Do they have a vast network of trusted partners who will help you with all aspects of your situation? What kinds of tools are at your disposal for dealing with law enforcement agencies on your behalf?
Should I buy AARP’s identity theft protection plan or not?
In essence, there are many different factors to consider when deciding whether or not to sign up for AARP’s identity theft protection plan. To help break these down, I’ve provided a list below that you should take into consideration when making this important choice:
- Make sure your financial information is well protected by only purchasing the service from an established company.
- Ask yourself whether or not their comprehensive plan includes legal services, credit monitoring, and restoration of stolen funds.
- Ensure that any additional fees are within reason and won’t end up costing you more than what you originally bargained for.
- Determine whether or not the coverage offered will protect your existing accounts from being hacked in addition to new ones. If it doesn’t, find a better company to work with.
- Think about how quickly they respond when you alert them about your credit report(s) suspicious activity.
- Have a clear understanding of what kind of tools are at your disposal for protecting yourself against the law enforcement agencies involved in your case.
What can I do if AARP fails me as my identity theft protection service?
In some cases, not everything may go as planned, even when you sign up for something as important as identity theft protection services. This is why it’s important to have a solid foundation to lean upon if anything goes wrong. In this regard, make sure to read through various Identity Protection Reviews and see what other consumers have said about AARP’s identity theft protection plans.
Following this, you should investigate whether or not the terms of their contract include an arbitration clause that will let you resolve any dispute with them more informally. This way, if anything does go wrong – even if it is just a simple misunderstanding – there are still ways to fix things without resorting to more formal means of resolving the issue.